A demand you can't meet. Penalties stacking up. Years you've lost track of. HMRC DebtSense™ pulls together your whole tax position — every liability, penalty and interest charge — works out how you got here, and gives you a clear, costed plan to resolve it. The review is free.
HMRC DebtSense™ is built for self-employed, CIS and small-business taxpayers who've fallen behind, been hit with a bill they didn't expect, or simply lost track of where they stand.
A bill, a Notice to Pay, or a payment-on-account shock. You need to know what's really owed and what your options are — before the deadline, not after.
Late-filing penalties, late-payment penalties, daily interest. The original debt is now the smallest part of the problem. Some of it may be challengeable.
Multiple years, estimated assessments, missing returns. We reconstruct the picture so you finally understand what's owed, for what, and why.
Debt collection agency, distraint, or court action looming. Acting early opens doors — Time to Pay, appeals and relief — that close once enforcement starts.
We take your HMRC letters and the details you give us and build a clear, written summary of your full tax position — across every tax and every year. No cost, no obligation.
Self Assessment, VAT, PAYE, CIS, penalties and interest — all your balances pulled into one clear picture, by year and by type.
A plain-English root-cause read: missed returns, estimated assessments, under-claimed expenses, or cash-flow timing. You'll finally understand it.
We check whether penalties, surcharges or estimated figures can be appealed, reduced or replaced with correct returns — so you don't overpay.
Time to Pay arrangements, payment plans, appeals, overpayment relief, bringing returns up to date — matched to your actual position.
A realistic view of what you could offer HMRC and over what period — the groundwork for a Time to Pay arrangement that actually holds.
You leave the review knowing exactly what to do next — and, if you want us to handle it, a fixed price for resolution depending on your position.
No forms to dig out, no jargon. Send us what you've got and we do the rest.
Fill in the short form below with your name, phone and email, and upload any HMRC letters you've received. A photo or PDF is fine.
Our specialists review your letters and, with your authority, check your HMRC record to assemble every liability, penalty and interest charge.
You get a written summary and a call: what's owed, why, what's challengeable, and your options — with a fixed-fee quote if you'd like us to resolve it.
HMRC interest accrues daily, penalties escalate, and once a debt moves to enforcement — debt-collection agencies, distraint, or court — the room to negotiate narrows fast. The earlier we see your position, the more we can do: appeal what's wrong, correct estimated assessments, and agree affordable terms before HMRC decides them for you.
Get your free review →The review costs nothing. If you want us to resolve the debt, you'll get a fixed price up front — the package depends on how complex your position is. No surprises, no hourly billing.
Resolution fees are confirmed in writing after your free review, once we know exactly what your position needs. Paid securely by Stripe — you'll get a receipt instantly.
Pop your details in below and upload any letters from HMRC. We'll come back to you, usually within one working day, to arrange your free review.